OpenPayd was established in 2018 as a technology-led company, providing a Banking as a Service (BaaS) platform. OpenPayd is headquartered in London with locations and group companies in the UK, Malta, Bulgaria, Türkiye, France.
European Merchant Bank (EMBank) was established in Lithuania, licensed by the European Central Bank in December 2018. EMBank offers Banking as a Service (BaaS) solutions and accessible financial products to SMEs & entrepreneurs.