Articles

​Payments discussions still tend to be framed as a contest. Cards versus account-to-account payments. Correspondent banking versus instant payment sys...

Embedded finance is often discussed as a single global trend moving in one direction. In practice, the term covers a wide range of models. In one m...

For years, speed was one of the clearest ways to distinguish a payment proposition. Faster settlement, real-time transfers and better connectivity cou...

​A recent Forbes Finance Council Expert Panel question asked how leaders should adjust their style and capital allocation when moving between differen...

“We have a huge addressable market.” “Our growth is already accelerating.” “The product is fully scalable.” “We can expand into five new mark...

A few months ago, I was faced with a question for the Forbes Finance Council expert panel: “How can firms earn trust over decades, not quarters?” - wh...

Open USD is one of the more notable stablecoin announcements of the year, partly because of what it is trying to build and partly because of who has b...

Fintech innovation should mean more than turning a bank branch into an app or replacing a queue with a swipe. At its best, fintech improves financial...

Software markets have had a wobble. Public SaaS valuations have softened, growth multiples have compressed and the phrase “SaaSpocalypse” has crept in...

Cross-border payments are often described as a problem that has already been solved. Faster settlement, lower fees, real-time capabilities… On the...