About Ozan Özerk

"Far too often I see people hype up talent too much, almost creating the perfect setting to fail. Talent matters, but hard work and perseverance is much more important."

Dr. Ozan Özerk was born in Nicosia, Cyprus in 1979. At a young age, he moved to Norway with his family. Kamil Özerk, his father, is a professor at the Department of Education in the University of Oslo. Meral R. Özerk, his mother, specializes in children with learning disabilities. She works as a senior advisor at Statped. Both have authored several books in the field of education, autism and bilingualism. 

After high school at Nordstrand Videregående Skole, Dr. Ozan Özerk joined the Norwegian Armed Forces and served as a Ranger from 1999 to 2000. Later he served in the Norwegian Home Guard’s Rapid Response Unit. Following his military tenure, he studied medicine at the University of Oslo from 2000 to 2008. After graduation, he completed his medical internship at Narvik Hospital. Before establishing his career in the fintech space, Dr. Ozan Özerk started off as a medical doctor. 

Dr. Ozan Özerk’s entrepreneurial career seeds were sowed in the late 1990s. But the real breakthrough came as he Co-founded Norsk Ideutvikling in 2005, an online media company famous for its social networking site Biip.no. Biip.no was an early version social media endeavour similar to Facebook which was largely successful in Norway, reaching almost the entirety of the young population it targeted. Biip.no was acquired by Egmont and Nettavisen for an estimated valuation of 100+ million krone in 2008. Dr. Ozan Özerk stayed on until 2010.

After the Biip.no exit, Dr. Ozan Özerk worked as a medical doctor until 2015. He held positions as an emergency room doctor in the cities of Narvik, Bærum, and Moss.

Dr. Ozan Özerk made the shift to his current career in the fintech industry in 2015. The early years saw several small ventures that helped him discover and understand the fintech space and form the grounds for today’s successful businesses. 

2018 stands out as the inflection point in Dr. Ozan Özerk’s fintech career. He consolidated his early ventures under OpenPayd, which today is a well-known brand in the fintech industry. OpenPayd was founded and is still headquartered in London, now with offices in Bulgaria, Turkey, Malta, Belgium and the USA. OpenPayd offers Banking as a Service (BaaS) solutions to businesses.

This year also marks the foundation of three other successful businesses for Dr. Ozan Özerk. 

European Merchant Bank (EMBank), based in Lithuania, was founded in late November 2018. EMBank has a banking license from the European Central Bank

Ozan SuperApp was also founded by Dr. Özerk in 2018. Headquartered in London with affiliates and offices in Turkey and the EU, Ozan SuperApp is a new generation fintech company that offers financial solutions to both individuals and businesses.

His third venture founded in 2018 is Eurotrader. Eurotrader is a fully licensed and regulated retail broker in forex, stocks, indices and commodities.

As one of the pioneers of the industry, Dr. Ozan Özerk frequently shares his thoughts and projections on the future of fintech through interviews and opinion-pieces. He also has a strong standpoint on issues regarding financial inclusion and equality, often speaking and writing on these topics.

Dr. Ozan Ozerk was accepted into Forbes Finance Council in 2021. Members are vetted and selected by a review committee based on the depth and diversity of their experience. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors.

Below is a brief highlight of some of the more recent businesses Dr. Ozan Ozerk has founded:


OpenPayd is an embedded finance and Banking as a Service (BaaS) platform that provides businesses with easy access to banking and payment infrastructure. Founded by Dr. Ozan Ozerk in 2018, Openpayd is headquartered in London, with offices in Bulgaria, Turkey, Malta, France and the USA.

European Merchant Bank
European Merchant Bank (EMBank) was established in Lithuania, licensed by the European Central Bank in December 2018. EMBank offers accessible financial products; focusing its B2B business globally on fintech companies and local / regional SME’s across a variety of industries.
Ozan SuperApp
Ozan SuperApp was founded by Dr. Özerk in 2018 in London. Ozan is a new generation fintech company that offers financial solutions to both individuals and businesses.
Dr. Özerk is the founder of Eurotrader. EuroTrader is a fully licensed and regulated retail broker in forex, stocks, indices and commodities. EuroTrader holds licences from Cyprus Securities and Exchange Commission (CySEC), Swiss Financial Market Supervisory Authority (FINMA) and South African Financial Sector Conduct Authority (FSCA).